If you have been injured in an accident, you are undoubtedly anxious. Most likely, you do not have the financial resources to pay for medical bills. Perhaps you will have to miss time from work to visit the doctor. In some cases, accident victims cannot work at all.
Well, it is quite unfair for someone hurt because of the negligence of another to have to suffer both physically and financially. To avoid this problem, you should contact an experienced personal injury attorney as soon as possible. This legal advisor can get you the compensation needed to get on with life.
To help you better understand the process, the following is a discussion of what a personal injury attorney will do when dealing with the tough insurance companies about your claim.
Get Concrete Evidence
To prove your case, you attorney will accumulate solid, concrete evidence of the extent of the damages. This evidence will include medical reports, bills and witness testimonies.
You cannot count on the insurance company to be moved by your plight. The claims adjuster will have seen and heard stories similar or worse thousands of times. They will not listen to your problems without the proof that your lawyer will provide.
Reject Low Balls
Regardless of how serious your injuries, always expect the insurance company to “low ball” your initial claim. These days, the insurance industry is very conservative. They are trying to hold on to their profits. Most claimants get rejected or offered a much smaller amount than they deserve.
Your lawyer will reject the low ball because they can recognize an unfair offer. If you deal with the company alone, you may be fooled into signing a settlement for a lot less.
Prove Legal Negligence
Your legal representative will prove negligence. Doing so is crucial. The state has set guidelines detailing the elements of negligence that must be in the case facts. You cannot recover without these elements.
Also, proving negligence of the other party was the primary cause of the accident is necessary. The law allows your settlement amount or court award to be reduced according to the extent that you contributed to the accident. For this reason, your side wants to demonstrate just how the other party caused the situation.[/column]