If you have been injured in a car accident in Pennsylvania, you are in a particularly complicated situation.
Pennsylvania is a “Choice No Fault” state, which is even worse than a straight up No Fault state. You can choose between no fault insurance and traditional coverage – but it’s very complicated whether you can sue if you have traditional coverage and the other driver has no fault. On top of that, Pennsylvania has no good definition of when an injury is serious enough to allow for a suit to be filed even if one or both drivers has no fault insurance. Oh, and to make it even worse, it’s modified comparative negligence, which means your damages can be reduced by an amount equal to the judged percentage you were liable for. All of this is aside from the basic task of working out who was really at fault.
This means you need a lawyer to work out if you need a lawyer. Fortunately, a competent accident lawyer Philadelphia PA will offer a free consultation to help you determine whether you have a case you can pursue. They will then help you gather the evidence you need (always get a police report) and fight your case, whether it’s against the insurance companies or, ultimately, in court. Most companies will settle out of court, especially if you have a good, aggressive lawyer.
It is particularly important to call a lawyer right away, as Pennsylvania also has a particularly tight statute of limitations on personal injury cases – just two years.
Pennsylvania is a complicated state in terms of auto accident laws – so it is very important to get a good lawyer on your side right away so you can get all of the damages and compensation you deserve.
